A business credit card is specially designed for business owners and has certain benefits that set it apart from a personal card. It’s designed to provide short-term financing to smooth out any cash flow challenges or give you some emergency funding. It’s an excellent option for businesses that may have to deal with seasonality, where sales may be lower for certain months, while expenses or overhead remain the same. Credit cards are also a great choice to deal with unexpected expenses, or to pay for recurring subscriptions or other recurring expenses that the business can easily pay off at the end of each month.