How to apply for a Business Cash Advance?

With Lendzero, applying for a business term loan is easy. 

Step 1: Click on the Get Approved button above and answer a few basic questions about your business. We will inform you about your best options and how many exist (this will set your expectations). 

Step 2: After this is complete, you will be asked to create a username and password to begin your electronic loan application. This process normally takes about 6 – 7 minutes (if you have all your documents easily accessible and ready). 

To complete the loan application, here is what you will need to have handy (Fixed Payment BCA):

• Business TAX ID (federal tax id number, aka EIN/FEIN)
• Estimated business revenue and average bank balances
• Social security number for all applicants
• Last 3 months of business bank statements (download the PDF statements from your business bank account)
• Most recent years tax return in PDF format (all pages)

For the Variable Payment BCA, please add your last 3 months of merchant processing statements.

Step 3: Once the application process is complete, we will send you the completed loan application for you to review and sign. Once you have signed for your application, the process is complete. You have officially applied and started your journey to receiving pre-negotiated short term business loan offers. Your Lendzero funding specialist will reach out to you to guide you through the remaining steps of the process, and provide the necessary guidance and support needed with the goal of successfully obtaining the proper loan.